求一篇大学生使用信用卡利弊的英语作文（四级作文television-harmful to children）

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本文目录一览：

• 1、求一篇大学生使用信用卡利弊的英语作文
• 2、四级作文television-harmful to children
• 3、英语四级写作范文

求一篇大学生使用信用卡利弊的英语作文

以下主要从信用卡使用后的影响上面来谈论利与弊，要点包括了过度消费危害和信用卡折扣等，具体如下：

Disadvantages of credit card use: it is easy for people to overspend. Once the money becomes digital, when we spend it, it is often more generous than spending money. Poor control will cause you to make ends meet; if you don't make repayments on time, high interest will be generated and your credit history will also be affected. Will increase the financial burden and the inconvenience of future personal loans.

信用卡使用弊端：容易让人过度消费，一旦钱变成了数字，我们花的时候，往往比花钞票更大方。控制不好，会造成入不敷出；如果没有按时还款，会产生高额的利息，还会影响你的信用记录。会增加经济负担和以后 个人贷款 的不便。 金大话英语培训网

If a credit card is not swiped enough times every year, an annual fee will be incurred, and credit card withdrawals will be charged a handling fee.

信用卡如果每年刷不够次数会产生年费，信用卡提现是要收手续费的。

Credit card is good: when you use a credit card, you can enjoy discounts from partner merchants, such as Starbucks and other food discounts launched by China Merchants Bank; credit cards are safer, and general credit card withdrawals have a certain limit, such as Bank of Communications is 50% of your opening limit . There is no danger of having a password. Even if the password is lost, the loss is within a certain range.

信用卡好的地方：用信用卡消费，可以享受到合作商户给的折扣，比如招行推出的星巴克等美食折扣等；信用卡更安全，一般信用卡取现是有一定额度的，比如 交行 是你开通额度的50%。有密码一般不会有危险，即便丢失被破解密码，损失也在一定的范围内。

Credit cards can temporarily alleviate economic difficulties. For some people who have short-term financial difficulties, it is tantamount to sending charcoal in the snow. After all, there is no need to put down money and borrow money from others; a good credit history has certain convenience for applying for loans in the future. Get a higher loan amount.

信用卡可以暂时缓解经济困难，对于一些短时经济有困难的人，无异于雪中送炭，毕竟不用放下面子，向别人借钱；良好的信用记录，对以后申请贷款有一定的便利，有可能会获得更高额度的贷款。

四级作文television-harmful to children

With the rapid development of modernization, television becomes a necessity
in every house. Recently, a research shows that 95% of children form the habit
of watching TV for long hours every day, which makes teachers and parents panic,
because watching TV for long hours may have very negative effects on the
children.

随着现代化的快速发展，电视成了每家每户的必需品。最近，一项研究表明95%的孩子形成了每天长时间看电视的习惯，这使老师和家长都很心慌，因为长时间看电视可能会对孩子产生负面影响。

The bad influence of watching TV for long hours covers the following points.
First of all, there are a lot of illegal programs which may lead the children to
the wrong way or form the wrong values. Secondly, with plenty of series to
choose from, children become less interested in taking exercises. TV has kept
children indoor while they should spend time playing outside. Thirdly, the
excessive watching TV can lower the children’s ability to study.

看电视的时间长，影响包括以下几点。首先，有很多非法的节目可能会引导孩子走向歧途或者形成错误的价值观。其次，有太多的电视剧来选择，儿童成为锻炼不感兴趣。电视一直保持室内儿童当他们应该花时间在外面玩。第三，过度看电视会降低孩子的学习能力。

Undoubtedly, it is high time that parents should help the children to deal
with the relation with the TV. Also, children ought to do some creative things
like reading, singing, painting, and running instead of sitting in front of the
TV all day long.

毫无疑问，父母是时候应该帮助孩子处理好与电视的关系了。同时，孩子们也应该做一些有创意的事情，像阅读，唱歌，绘画，而不是整天坐在电视机前。

看电视利弊范文二：

Advantages / Disadvantages of Watching Television

TV is very important in our life. We can get to know all kinds of events
around the world. We can know the weather,information, laws, knowledge and so
on. After busy work, we can watch some funny programs to relax.

TV benifits us, but sometimes it has bad influence. Some students watch TV
day and night. It influences their lessons.Some programs are not good for
children.

So we should choose proper programs at proper time for people in different
ages.

作文地带推荐：看电视的利与弊

电视在我们生活中非常重要，我们可以了解世界各地的事件。我们能了解天气、信息、法律、文化知识等等。忙碌的工作后我们可以看一些娱乐节目放松自己。

电视为我们带来了好处，但它也有坏影响。一些学生日夜看电视，这影响了他们的功课。一些节目不适合孩子们看。

所以我们应该按照不同的年龄，在合适的时间选取合适的节目看。

英语四级写作范文

金大话英语培训网(https://www.jindahua.cn)小编还为大家带来英语四级写作范文的相关内容。

我找了些
四级作文模板
一. 对比选择型热点追踪 Study Abroad or in China?
There is no consensus of opinions among people as to whether students should study abroad or not. Some people are of the view that the youths should go overseas for further study if possible, while others take an opposite stand, firmly believing that it is of no necessity for students to study in a foreign country.
Those people who maintain that it is good for students to go abroad for further study believe that diverse culture background can broaden students’ horizon. They also claim that overseas study can shape students’ personality because they are forced to deal with all kinds of difficulties by themselves.
Nevertheless, the other people who contend that domestic education is good enough for students argue that our educational quality has been greatly improved during the past decade. They also point out that domestic education is convenient and economical.
As far as I am concerned, the former opinion holds more weight. For one thing, it can strengthen the learners’ abilities to understand and communicate with people from other cultures. For another, the developed countries still have a lot advanced knowledge which is worth our study. When all the factors are examined, we may reasonably come to the conclusion that studying abroad if possible is advisable.
二. 问题解决型实例：2001年1月（How to Succeed in a Job Interview? 面试在求职过程中的作用、面试成功的因素：仪表、举止谈吐、能力、专业知识、自信、实事求是……），2000年1月（How I Finance My College Education?）1998年1月（My View on Fake Commodities）模板：With the development/improvement of (铺垫), (某一问题). It is necessary that (关注解决现象引出的问题很必要). On the one hand, (理由一). On the other hand, (理由二).
Therefore, how to (承上启下句，要解决的问题) is worth paying attention. Firstly, (办法一). Secondly, (办法二). For example, (举例解释解决办法二). Thirdly, (办法三). In other words, (阐明解决办法三).
In fact, the ways to (解决问题的办法多种多样) are countless. It’s time that (强调解决问题时不可待).真题演练： How to Succeed in a Job Interview?（2001年1月）
With the development of job market, job interview plays an important role in job-hunting. It is necessary that we should learn some tricks to perform better in a job interview. On the one hand, a job interview offers interviewees and interviewers respectively a chance to know each other within a very short time. On the other hand, excellent performance in an interview will enable the interviewees to exert a good impression on the interviewer and finally win the job.
Therefore, how to succeed in job interview is worth paying attention. Firstly, interviewees should dress neatly and properly. Secondly, interviewees should be confident. For example, when asked about professional questions, interviewees should give a clear and definite answer. Thirdly, interviewees should have some knowledge about the company and the position they apply for. In other words, interviewees should prepare themselves something about the interview in advance so as to show that they attach vital importance to the job.
In fact, the ways to succeed in a job interview are countless. It’s time that we laid stress on interview because it’s the first step of our work experience.
热点追踪The Damage of Public Facilities
1、 公共设施 破坏严重的问题亟待解决，2、解决办法有哪些，3、你的看法。 The Damage of Public Facilities
With the improvement of living standard, more and more public facilities, such as public telephone booths and ATMs have been installed in the streets. It is necessary that we have to pay attention to the damage of these public facilities. On the one hand, some people use them without care, which leads to inconvenience to others. On the other hand, the damaged public facilities stain the beauty of the city.
Therefore, how to prevent public facilities from being damaged is worth paying attention. Firstly, public facilities should be made of hard materials so as to be more durable. Secondly, some devices should be adopted to protect them from being damaged. For example, like cars, we can install alarm devices in public facilities. Thirdly, from my point of view, it is essential that we civilize our citizens to behave morally. In other words, we should tell the citizens that it is shameful to destroy public facilities.
In fact, the ways to reduce the damage of public facilities are countless. It’s time that we took most effective ones to protect them.
三. 观点论证型实例：2003年1月（It pays to be honest）、1999年1月（Don’t hesitate to say “No”）、1997年1月（Practice Makes Perfect）模板：It is true that (指出普遍存在的观点). However, (谈不同的观点). I think (提出自己的观点，即文章的论点). ( 过渡句 ，转向观点的论证，根据情况选择具体的词) can be listed as follows.
Firstly, (论证理由一). Secondly, (论证理由二). For example, (举例具体说明理由二). Thirdly, (论证理由三). A case in point is that (举例具体说明理由三).
It goes without saying that (转折句，提出执行该观点时应注意的事项). There is no doubt that (得出结论). In conclusion (总结全文).真题演练： It Pays to be Honest（2003年1月）
It is true that most of us value honesty highly. However, nowadays we often confront confidence crisis such as cheating, overcharging, fake commodities and so on. I think that we should be honest because being honest is not only beneficial to ourselves but also to others and the whole society. The reasons can be listed as follows.Firstly, only honest people can be truly respected by the others and can make more friends over a long period of time. Secondly, honesty, which is the traditional virtue of the Chinese people, can make our life easier and more harmonious. For example, consumers will not be afraid of being overcharged if dealers are honest, and thus dealers can win over more customers. Thirdly, honesty can make our society more stable. A case in point is that Singapore, a society featuring trustworthiness and integrity, has a comparatively low criminal rate.
It goes without saying that being honest is of great benefit to both the community and individuals. There is no doubt that we should foster the spirit of honesty. In conclusion, laying stress on honesty will become the public morals in our society.
四. 图表说明型
实例：2002年6月，1991年6月模板:(概括性词语最近出现的总体现象) has become a common part of people’s life. And (题目要求讨论的具体现象) has always aroused the greatest concern. What impresses us most is (现象的具体表现). The reasons （现象或现象带来的结果，为下文分析产生的原因做铺垫）are varied.Among the various reasons, (原因一) plays an important part. That is to say, (具体说明原因一). What is more, (原因二). For example, (举例说明原因二).
When talking about (作者要讨论的现象), (作者的看法). On the one hand, (支持看法的理由一或说明看法的第一个方面). On the other hand, (支持看法的理由二或说明看法的第二个方面). In brief, (总结).真题演练： Student use of computers （2002年6月）
Using computers has become a common part of people’s life. And the tremendous growth of student use of computers has always aroused the greatest concern. What impresses us most is that, in 2000, college students averagely spent 20 hours per week on computer, which is the size more than ten times that of ten years ago. The reasons why computers are widely used are varied.Among the various reasons the decreasing price of PC plays an important part. That is to say, more students can afford a personal computer. What is more, the Internet provides college students an amazing world to explore, For example, people can get the latest news and information as well as conveniently make friends around the world.
When talking about disadvantages and problems existing in student use of computers, I think that their lack of skills and disciplines is the point we should pay attention to, On the one hand, their lack of skills fails students to make full use of the computer and the Internet. On the other hand, their lack of necessary disciplines makes some students indulge in computer games and net world, and even other negative materials, forgetting their major tasks as college students. In brief, there is still a lot to do to help students make good use of computers.热点追踪：Cheating in Exams
1、学生作弊现象越来越严重，2、作弊的原因，3、如何杜绝作弊。 Cheating in Exams
Trying to defeat the cheat has become a common part of people’s life. And cheating in exams on campus has always aroused the greatest concern. And cheating in exams on campus has always aroused the greatest concern. What amazes us most is that many methods are adopted by students. The reasons for cheating in exams are varied.Among the various reasons, to get higher scores or scholarships plays an important part. That’s to say, some students are under great pressure from their parents or they fear to fall behind others, so they to get high scores in exams. What is more, some students just play the time away and want to pass the exams without efforts. For example, they spend the whole night playing PC games but fall asleep in the class.
When talking about how to deal with cheating in exams, I think education and punishment might work. On the one hand, we should explain the harm of cheating to the students. On the other hand, punishment or penalty should be given to those who have been found cheating. In brief, we should try our best to put an end to cheating.
五. 应用文A：批评、抱怨、投诉信：Dear ,
My name is (姓名). I am (身份). I venture to write you a letter about (表述抱怨内容).
The focus of the complaint is (抱怨内容的核心点). For one thing, (抱怨内容的一个方面). For another, (另一方面). Honestly speaking, (客观评论). But (抱怨产生的原因之一). Besides, (抱怨产生的原因之二).
All in all, there is still much room for improvement (总结说明所抱怨现象或事物还有很大改进空间). I do hope (表达本人的愿望). Thank you for your time and kind consideration. (信件结尾常用语)
Sincerely Yours,
Signature真题演练：2002年1月假如你是李明，请你就本校食堂的状况给校长写一封信，内容应涉及食堂的饭菜质量、价格、环境、服务等，可以是表扬，可以是批评建议，也可以兼而有之。
A Letter to the Editor of a Newspaper
Dear Editor,
My name is Li Ming. I am a senior junior student of the civil engineering school in this university. I venture to write you a letter about the canteen service on campus, which has given rise to many complaints among students..
The focus of the complaint is the poor quality of the food. For one thing, the rice is hard, the steamed breads are usually sold cold and vegetables are often overcooked. For another, the prices of the foods are surprisingly high.. Honestly speaking, the dining environment has been improved since last year. But there are still enough space and seats for us to have our meals there. Besides, the attitude of the canteen staff is not hospitable at al.
All in all, there is still much room for improvement. I do hope we will not suffer another year. Thank you for your time and kind consideration.
Sincerely yours,
Li Ming
B：建议信模板Dear ,
I am delighted to learn that (写信的原因). It (引出作者的建议). In my opinion, (表达建议内容). On the one hand, (提出建议的理由一). On the other hand, ( 建议的理由二).
As to the (具体到某一方面的建议内容), I suggest (). If (供被建议人选择的条件). It is unnecessary for you to (建议内容的另一方面). In addition, (其它的建议). I am sure (对建议内容的评价).
Please inform me (对建议内容所做的承诺). I am looking forward to (表达本人的愿望).
Sincerely Yours,
Signature
真题演练：Directions: For this part, you are allowed thirty minutes to write a letter. Suppose you are Zhang Ying. Write a letter to Xiao Wang, a schoolmate of yours who is going to visit you during the weeklong holiday. You should write at least 120 words according to the outline given below in Chinese:
1、表示欢迎，2、提出对度假安排的建议，3、提醒应该注意的事项。 A letter to a schoolmate
Dear Wang,
I am delighted to learn that you will visit me for a week during this national holiday. It has been a pleasant surprise to hear from you again after such a long time. In my opinion, Shenyang is your best choice for this vacation. On the one hand, there are many places of interest and historical sites in Shenyang. On the other hand, Shenyang is cultural center with various artistic and musical performances..
As to the famous sites, I suggest that you should visit Shenyang Imperial Palace Museum. If you are interested in gardens, Shenyang Botanic Garden won’t disappoint you. It is unnecessary for you to bring anything except your sweaters since it is a little cold in the evenings. In addition, as there will be many people at the railway station, you should not leave your belongings unattended. I am sure you will have a nice time here.
Please inform me when you have come to a decision. I am looking forward to seeing you soon
四级作文模板
模板1．对比选择型---两种观点/现象对比
*参考题例：真题 [03.1] It Pays to Be Honest [99.6] Reading Selectively or Extensively?
[00.6] Is A Test of Spoken English Necessary? [96.1] The Two-day Weekend
第一段：Some people tend to think that…(观点一) They point out that…(理由一) Additionally，…(理由二) A case in point is…(举例) Therefore…(小结)
第二段：On the contrary/However/In contrast/On the other hand，other people hold the view that…(观点二) They argue that…(理由一) What's more… (理由二) As an illustration，…(举例) Accordingly，…(小结)
第三段：As far as I am concerned，(I think) ….(我的观点) The reason is that…(理由一) And also，…(理由二) So，… (总结自己的观点)
*其他题例：1）Should Education Be Commercialized？ 2）Chosen A Famous University or A Favorite Major？
模板2．说明利弊型---某一观点/现象有利有弊,行成自己的新观点.
*参考题例：真题[98.6] Do “Lucky Numbers” Really Bring Good Luck?
第一段：Whenever we hear people say that…(主题) , we'll instantly have the idea that it is a good／bad thing for．．．(某人). Indeed，…(主题)have advantages to…(某人). We can take…(举例)as an example…．It will benefit…(好处一)In addition…(好处二)
第二段：In the mean time,we must realize those disadvantages of…(主题). First of all，..(坏处一)Second,…(坏处二)
第三段：To sum up the above arguments，I think a proper attitude towards…(主题)is that…(我的观点)
*其他题例：1）College Life in Internet Era 2）Stress in Modern Life … …
模板3．问题解决型-----对某一问题进行分析,找出解决办法,表达自己的看法.
*参考题例：真题[00.1] How I Finance My College Education? [01.1] How to Succeed in A Job Interview?
第一段：Nowadays，we have to face a problem that…(问题)／Nowadays，more and more people are concerned about the problem…(问题)／It is important for us to…(问题)For instance…(例一)／First，…(原因一). Moreover，…(例二)／Second，….(原因二)
第二段：People have figured out many ways to solve the problem．／Confronted with…(问题)we should take a series of effective measures to cope with the situation．Firstly，…(解决方法一)Secondly，…(解决方法二)
第三段：Personally，I believe that…(我的方法)／To me，I am taking two ways to solve the problem of…(问题)One of them is…(我的方法)The other way is…(方法二)By now ways have been working perfectly and efficient1y…(结果)
模板4．阐述主题型----对某一命题或概念进行阐述
*参考题例：真题[98.1] Harmfulness of Fake Commodities
第一段: A famous saying goes that…(名言或谚语). It means that…(释义). An example of this case is…(举例，解释). 第二段：Another case in point is…(例二)
第三段：I like the saying．．．(名言) which encourages me．．．(理由)
模板5．图表题 [graph, chart, table, flowchart, picture, map ]
*参考题例：真题[02.6] The Student Use of Computers
第一段: From the graph，we know the statistics of．．．(图表概况)It can easily be seen that．．．(揭示含义)
第二段：There are many reasons responsible for this instance，and the following are the typical ones．For one thing，…(理由一)in addition，．．．(理由二)The main reason is that．．．(理由三)
第三段：However，this graph may not predict the entire situation in the future．I believe．．．(前景预测)／Above all，we now know about the problem and we should try to find some ways to solve it . For one thing，．．．(方法一)For another thing，．．．(方法二)Still another，．．．(方法
大学四级作文模板
1. 对立观点型
(1) … has become a hot topic among people recently. Opinions vary from person to person. Some people are inclined to think that … On the contrary, there are still many people who won’t agree, and they claim…
Those who criticize… argue that… However, people who advocate … on the other hand, maintain that…
As far as I am concerned, my favor goes to the first/second view. Admittedly, …but it doesn’t follow that… Only if … can we…, just as the saying goes…
(2) When being asked about… different people will offer different answers. It is held by some people that…However, it is also believed by other people that…
Those who hold the first opinion think that…In contrast, those who hold the second view think that…
In my opinion, both sides are partly right. When we… we should take into consideration all aspects of the problems and then make the right decision.
(3) As we all know, the general public has been debating whether… is a blessing or a curse. Scientists have made advances in… where… Some people support … , saying … Other people oppose…, saying…
Those in favor of this research believe that…Those opposed to this 无效 of research argue that…
Apart from the benefits mentioned above, we should also face several unavoidable challenges. In the first place, … In the second place… Only when… can we…
(4) Nowadays more and more people voice growing concern over…. Some people argue that … in that…, while others firmly hold that….
As far as I am concerned, this question should be probed in depth. On the one hand, the first group is not totally correct because not all…. On the other hand, the second opinion seems not so satisfactory because we also witness successful examples….
From that has been discussed above, we can see clearly that the key lies in whether…, Otherwise, … no matter whether….
2. 说明利弊型
(1) Nowadays, … is playing a more and more significant role in people’s daily life. However, people’s opinions are still divided on this point.
Those who are in favor of … claim that it has a lot of advantages. For one thing… For another… Those who are opposed to … hold that disadvantages are many. On the one hand, … On the other hand…
By and large, the advantages derived from… far outweigh the disadvantages … entails.
(2) Few things can be compared with… in terms of …On the one hand, … On the other hand…
However, just like anything else, there are also disadvantages for…For one thing… For another…
All in all, we could safely come to the conclusion that the pros outweigh the cons. The past twenty years witnessed the fast development of … along with …. A brighter future is awaiting us if we make good use of …
(3) There is a good side and a bad side to everything, and … are no exception. Generally speaking, the positive aspects could be listed as follows. For one thing, … For another…
However, as every coin has two sides, the negative aspects are also obvious. On the one hand, … On the other hand…
Up until now, we could see it clearly that …. The key lies in the user-so long as we could make proper use of it. It can be most helpful to us in many respects.
(4) The discussion about … has never stopped in the past few years. Let’s have a look at its advantages and disadvantages before drawing the final conclusion.
The biggest advantage of… What’s mor

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